THE WANING PRESENCE OF BANK BRANCHES

The traditional retail bank branch is experiencing a growing decline in its presence. Driven by the rise of online and mobile banking, consumers are increasingly relying to digital channels for their financial needs. This shift has led to a decrease in branch establishments, and many institutions are closing existing branches to optimize costs. De

Free cash flow (FCF) serves as a crucial metric for investors and business operators alike. It illustrates the actual cash generated by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can suggest a healthy and sustainable business, capable of expanding. Understanding how to calculate FCF and ef